1Life Life Insurance
Main benefits of 1Life's Life Insurance:
Get life cover of up to around R12 million
No full medical exams in most cases (HIV saliva test may apply)
Cover can start from day one on selected plans
The “Pay Now Death Benefit” is available for immediate expenses
Simple application process
1Life is a trusted South African insurer, committed to making life insurance simple, accessible.
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Quick, easy and hassle free. You get a quote in a few minutes. Debit check gets sent fast and the best of all, paperless. Super excited to be part of this life insurance. And super affordable.
My experience with 1Life has been excellent. From affordable cover to friendly and helpful service, everything is clear and easy to understand. I have peace of mind knowing my family is protected, and their support team is always professional and responsive. I would definitely recommend 1Life to anyone looking for reliable life insurance.
With 1Life, my family is fully covered funeral and life cover sorted! Affordable, simple, and peace of mind guaranteed. I feel secure knowing my loved ones are taken care of with 1Life.
Best insurance thus far, hustle free and keep me up to date of any changes in my life cover. I am very happy with my life cover.
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GOOGLE REVIEWS RATING
STATS FROM HELLOPETER
Star Rating
Trust index
6.80
Out of 10
Ranking
#51
In Insurance
FAQs
1Life Life Insurance pays a lump sum to your chosen beneficiaries if you pass away. The payout helps your family cover expenses such as debt, living costs, education, or funeral costs.
You can get life cover of up to R12 million, depending on your needs, affordability, and underwriting assessment.
Certain life cover options provide immediate cover for natural and accidental death. Waiting periods, if applicable, will be clearly explained during the application process.
The Pay Now Death Benefit provides an immediate portion of the payout (e.g., R50 000) to help cover urgent expenses while the full claim is being processed.
Our Value Proposition to you:
SWITCH: Make an informed decision when switching to the provider which offers you the best value by comparing options based on unbiased information and reviews.
SAVE: By choosing the right provider, you not only save money, but also get peace of mind knowing you are getting the best product and value for your money.
STAY: Unlock further value by participating in rewards and loyalty programs which are exclusively available to you as a Sw!tchSaver customer.
More about 1Life Insurance
1Life’s Background
1Life Insurance is a proudly South African insurer focused on making life and funeral cover simple, accessible, and affordable. Since launching as a direct insurer, 1Life has helped thousands of South Africans protect their families through straightforward policies designed to meet real financial needs.
1Life’s Mission
At 1Life, the mission is to make insurance easy to understand and easy to access. The company aims to provide financial protection and peace of mind when families need it most, offering practical solutions that help cover funeral costs without adding financial strain.
Simple & Accessible Insurance
1Life specialises in direct insurance, meaning you can apply telephonically or online without complicated paperwork or medical exams. The process is designed to be fast, transparent, and customer-friendly, giving clients clarity every step of the way.
Added Value Benefits
1Life Funeral Cover goes beyond just a payout. Policies include valuable additional benefits such as a grocery benefit, headstone benefit, repatriation services within SADC, and premium waiver benefits — helping families manage both immediate and related expenses during difficult times.
Customer Support & Service
1Life is committed to efficient service, including paying valid claims within 24 business hours once approved. Their support teams are trained to assist families with compassion and professionalism during emotionally challenging moments.
Transparency & Trust
Clear communication and honest product structures are central to how 1Life operates. Clients receive straightforward policy terms, transparent waiting periods, and defined benefits — ensuring they know exactly what cover they have and how it works.