1Life Funeral Cover

Main benefits of 1Life's Funeral Cover:

Cover yourself and up to 16 family members on one funeral plan.

Provides funeral pay-outs of up to R50 000 per person to help with funeral costs.

Immediate cover for accidental deaths

Valid claims paid within 24 business hours once approved.

No medical exams

1Life is a trusted South African insurer, committed to making funeral cover simple, accessible.

In proud partnership with:

1Life Insurance life and funeral cover logo

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    Feedback from other clients

    I'm with 1Life for almost 20 years I have never experienced any problem when I need to claim for funeral benefits or even the tombstone benefits I trust 1Life and always recommend them to my family and friends from the day you put in your claim until it pays out. I love 1Life.

    Happy client Nadenekettledas

    1Life helped me bury my loved ones with dignity, their funeral claims can be paid within 24 business hours for qualifying claims, providing quick relief. If you are a beneficiary you have access to a headstone to the value of R5 000 to assist with buying a headstone for the unveiling, on the anniversary of a successful claim.

    Quality Insurance Tumelo

    With 1Life, my family is fully covered funeral and life cover sorted! Affordable, simple, and peace of mind guaranteed. I feel secure knowing my loved ones are taken care of with 1Life.

    1Life offering me Peace of Mind Genevieve H

    I must say it is the best insurance thus far. I can recommend it to everyone as I have been receiving exceptional service and they are absolutely efficient in everything.

    Funeral cover Makhazase M
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    GOOGLE REVIEWS RATING

    4.3 out of 5 stars

    (4.3 / 5)
    STATS FROM HELLOPETER

    Star Rating

    4.5 out of 5 stars

    (4.5 / 5)

    Trust index

    6.80

    Out of 10

    Ranking

    #51

    In Insurance

    FAQs

    Funeral cover is insurance that pays a cash lump sum to help cover funeral and related costs when you or a covered family member passes away. It helps families avoid debt at a difficult time.

    1Life Funeral Cover policies can pay up to R50 000 per insured member. Coverage levels vary depending on the age of the member (children under 6 have lower limits).

    No medical exams or tests are required to take out funeral cover.

    Accidental death: Covered immediately from day one.

    Natural death (illness or age): A standard 6-month waiting period applies before natural-cause claims can be paid.

    Our Value Proposition to you:

    SWITCH: Make an informed decision when switching to the provider which offers you the best value by comparing options based on unbiased information and reviews.

    SAVE: By choosing the right provider, you not only save money, but also get peace of mind knowing you are getting the best product and value for your money.

    STAY: Unlock further value by participating in rewards and loyalty programs which are exclusively available to you as a Sw!tchSaver customer.

    More about 1Life Insurance

    1Life’s Background

    1Life Insurance is a proudly South African insurer focused on making life and funeral cover simple, accessible, and affordable. Since launching as a direct insurer, 1Life has helped thousands of South Africans protect their families through straightforward policies designed to meet real financial needs.

    1Life’s Mission

    At 1Life, the mission is to make insurance easy to understand and easy to access. The company aims to provide financial protection and peace of mind when families need it most, offering practical solutions that help cover funeral costs without adding financial strain.

    Simple & Accessible Insurance

    1Life specialises in direct insurance, meaning you can apply telephonically or online without complicated paperwork or medical exams. The process is designed to be fast, transparent, and customer-friendly, giving clients clarity every step of the way.

    Added Value Benefits

    1Life Funeral Cover goes beyond just a payout. Policies include valuable additional benefits such as a grocery benefit, headstone benefit, repatriation services within SADC, and premium waiver benefits — helping families manage both immediate and related expenses during difficult times.

    Customer Support & Service

    1Life is committed to efficient service, including paying valid claims within 24 business hours once approved. Their support teams are trained to assist families with compassion and professionalism during emotionally challenging moments.

    Transparency & Trust

    Clear communication and honest product structures are central to how 1Life operates. Clients receive straightforward policy terms, transparent waiting periods, and defined benefits — ensuring they know exactly what cover they have and how it works.

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